Surrogacy involves a series of medical, legal, and agency-related expenses that can quickly add up. On average, intended parents in the United States should expect total costs to range from $90,000 to $150,000. This estimate covers compensation for the surrogate, medical screenings, legal fees, and agency coordination.
The largest single expense is usually the surrogate’s compensation package, which can fall between $40,000 and $60,000. This amount reflects the time, effort, and risks the surrogate undertakes.
Additional health insurance coverage and maternity clothing allowances may add another $5,000 to $10,000 to the budget.
Medical costs include in vitro fertilization (IVF) procedures, embryo transfers, prenatal care, and delivery expenses. IVF alone typically runs between $15,000 and $30,000, depending on clinic fees and medication protocols. Prenatal appointments, ultrasounds, and potential complications can add anywhere from $8,000 to $15,000. It’s essential to verify what your clinic and insurance plan will cover.
Legal services represent another significant portion of the budget. Drafting and reviewing surrogacy contracts for both parties, obtaining parental rights orders, and handling state-specific regulations can cost between $10,000 and $20,000. Choosing an experienced reproductive attorney helps ensure that all parties’ rights are protected and that the process proceeds smoothly.
Agency fees, which range from $20,000 to $35,000, cover matching services, counseling, background checks, and ongoing support. In total, how much surrogacy costs depends on factors like geographic location, agency rates, medical protocols, and individual needs, so it’s wise to secure detailed estimates before beginning the journey.
